Category: Claims

  • YOU CAN’T SETTLE IF YOU DON’T KNOW THE ISSUES

    HOW MANY PIECES ARE THERE TO THE SETTLEMENT PUZZLE?  
    Answer:  Probably more than you think.

    The more issues there are in a negotiation, the greater the opportunity for give and take across issues. This adds flexibility for parties to shape a settlement acceptable to all. Trading across issues in negotiation is called “logrolling.”Every case has its own unique issues. Here is a partial list, some obvious, some I have seen people miss.

    INCOME ISSUES
    • Disability percentage, including whether the disability is caused by an industrial injury
    • Apportionment
    • Applicable Date of Injury
    • Past payments- when were Permanent Disability payments supposed to start? Was the right rate used? Were past payments properly characterized as PD- or should they have been TD, Temporary Disability. Is there a TD overpayment?
    • If Life Pension payments will be due, when should they start?
    • Average Weekly Wage- Have you taken into account overtime and the value of non-cash compensation?
    • Ability to perform future work
    • Return to Work issues- will the employer provide modified work?
    • What about training? Check the new California law about computer purchases.
    • Liens
    • Penalties
    MEDICAL ISSUES
    • What are the accepted body parts?
    • What expenses are reasonable and necessary? This can include issues about support services.
    • What is the appropriate medical specialty?
    • Is the treatment the Applicant wants compensable?
    • Is the Applicant’s over-all medical condition likely to shorten life expectancy?